USDA Loan Calculator

Estimate your USDA payment — 100% financing, results update live.

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Disclaimer: Estimates only. Property taxes and homeowners insurance are not included. USDA guarantee fees (1.00% upfront, 0.35% annual for FY2026), income limits and eligible rural areas are set by the USDA and change periodically. Confirm eligibility and current fees with a USDA-approved lender.