Equipment Buy vs. Lease Calculator

Enter the buy and lease terms — the cheaper option updates as you type.

Your Equipment Buy vs. Lease Calculator Result

Your calculation summary

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Updated live as you type

Summary

Payment Visualization

Loan Amortization Schedule

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Disclaimer: Estimates only. Compares total cash paid (not discounted for the time value of money); for a fair comparison use the same loan and lease term. Tax treatment (e.g. Section 179 or depreciation vs. deductible lease payments), maintenance and end-of-lease terms affect the real comparison. Consult your accountant.